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Credit union serves campus community

Stefanie Chase

Issue date: 9/18/06 Section: News
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A freshly painted sign has been stenciled on the outside of the Event Center welcoming current and future members to the Unbeatable Service Excellence Credit Union. The credit union is located to the right of the Sports Club entrance, and according to member service representative Jayme Petrovich, it caters to "anyone who lives, works or worships in the Santa Clara County."

"Honestly, I didn't even know it was here," said Elizabeth Smith, communicative disorders and sciences major. Smith added that although she does not use the credit union, she thinks it is a good idea as long as it is not occupying space that could benefit academics. Petrovich said that since the credit union's opening in January, the clientele mainly has consisted of faculty and staff members. Jacquelyn Baeza, a member service representative, said the space used to be occupied by a travel agency. "A lot of students don't know we're here yet," Petrovich said. Baeza said the credit union is a full-service branch. "We do everything that a bank does," Baeza said. According to Baeza, the credit union offers checking and savings plans and a variety of loans. In addition, Petrovich said the credit union offers Visa credit cards for students. "We have a special checking account for faculty, students and staff," Petrovich said. "It's called extra charter checking." Petrovich said this is a free checking account. Baeza said that in order to open the account, a deposit of $100 must be made. She added that there is no minimum balance required after the initial deposit, and the first box of checks is free. In addition to that, Baeza said the account earns dividends. Kim Uhlik, an assistant professor of recreation and leisure studies, said he recently moved to Spartan Village and having the credit union nearby "is an added bonus." "I deliberately chose the credit union because of the philosophy in addition to convience," Uhlik said. Uhlik said the credit unions seem to have more personal and friendly service as opposed to banks. Baeza said most 7-Eleven convenience stores have USE Credit Union ATMs inside, which eliminates the withdrawal fee for their customers.
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